Extreme Savings mode begins....

Starting later this week, we are starting three months of  "Extreme Savings Mode."  We were calling it "self-induced poverty" but that sounded too depressing.  What is this exactly?  It is a controlled experiment with our family to pay down our debts (mostly credit cards).  All of our debts would have been paid off sometime next year, but we wouldn't have any fun in the mean time.  So instead we decided to hunker down and pay off much more in a quicker time frame, thus ending our debt (except for our house payment) sooner!  What does this mean for us? 

• We are going to be driving one car instead of two.  We will NOT be driving unless it is to the store for food shopping every other week.  
• Chiropractic will probably go from once per week to every other week.  
• Music Together class - we will finish out this session but not continue until the summer. 
• I will not be picking up food at the Co-op in Orlando until June.
• No extracurricular activities (for me or my husband or children)
• No field trips unless we can walk there.  Might also have to miss a few Park Days.
• Walking to the park or library (Thank God they are pretty close!)
• ABSOLUTELY NO EATING OUT!

This is scheduled to end in June.  At that time our credit debt will be zero, our cars both paid off, and we will be able to afford to replace a few things in our house! (like a vacuum, power tools, and a kitchen ;)

We can ultimately thank Dave Ramsey and those who we know have taken his classes in financial freedom. 

Wish us luck!!  I really want need a new vacuum ;)  My current one is being held together (I use the term very loosely) by duck tape and hot glue....

Next Chapter

I am about to embark on a new adventure: Homeschooling....a five year old...with an 18 month old in the wings.  At least I have a fantastic support group to help!  (Hey Ladies!)

Since before my husband and I got married, we decided that if we were still living in this area when we had kids, we would homeschool.  We talked about it, defended our position, chose friends that had the same mindset, got info from our family that does homeschool, found a good starting curriculum, planned out the next few months, got school supplies.....  and I am scared sh!tless...  because it is just around the corner!  We are finally here!

But like I said: fantastic support group, et all shall get me through it!  Woo hoo!  Yeehaw!  Here we go.....